Dear Readers (aka Siblings),
I'm sure you've noticed some changes when you clicked my blog on your Favorites (which I'm sure is an excuse for not remembering my website url. I understand you guys are getting old! Haha. Kidding.) Anyhow, I changed my page font so you can read my posts better cause I'm nice! Truth is, I found it hard to read as well, so I changed from Consolas to Verdana. Common but practical. The important thing is I get my message across, no? And I changed the setting to reflect only my latest post cause my recent posts have been kinda long so scrolling seemed to be a bother. I've also (finally) managed to put up two posts I promised ages ago. Those are my most helpful posts on finance to date. *Crowd goes wild* Lol.
Anyway, work's been draining all the life force out of me. I'm trying to drum up business cause the bills don't pay for itself nor does it stop coming. What do I do? I made a Multiply webpage for the company a couple of years ago; the contact info there is up-to-date. And I still check from time to time to see if there are any inquiries. But there hasn't been any comments posted this year! Do people even use it anymore? I've already created a FaceBook page and had everyone at work add their friends. A couple of inquiries here and there, but it's not doing as well as I expected. I've even sponsored an event last month, but out of the hundreds of flyers we gave out during the event, we only got one caller asking about the flyer from the event. What's wrong with our strategy? We used neon-colored paper for the flyers and Facebook is the "in" thing, right? It just doesn't add up. Is there someway I can advertise for no cost at all? (Aside from word-of-mouth which isn't helping much.) Someone out there, Help!
Showing posts with label strategy. Show all posts
Showing posts with label strategy. Show all posts
Tuesday, March 22, 2011
Strapped for Cash?
To be honest, I find myself in this situation only too often, struggling to get extra cash for the heap of bills that have to be paid before their deadlines. What can you do?
I'll start off with what to do when you have this dilemma already, which is especially for those who need just a relatively small amount of money to: (a) make VERY important payments, by that I mean electricity and water, etc and/or (b) make very important payments immediately, which of course crosses out bank loans because it usually means you need a HUGE sum of money and considering the paperwork involved I doubt you'll have time for it. (I could be wrong. It depends what bank, maybe they have a faster process and better installment plans?) Anyway, let's get to it. Your first option is to try asking your siblings or relatives if they can lend you some money (I know it may be embarrassing, but everyone's been through this) - though I suggest you do this only if you can pay them back immediately or with installments, at least. Alternatively, you can raise the money by pawning items. For those who are not familiar with pawning, this is borrowing money by depositing a valuable which you then of course, reclaim when you've paid them back with interest. (See here for post on pawning) These are my go-to options (for now) cause technically I'm justmy mother's employee a manager, who's been with the company for less than a year. No loan benefits yet.
Now, what can WE do to prepare for this situation? Well, I think this should go without saying, but even I have to remind myself constantly, SAVE! Think twice before buying something. (Or at the very least, postpone it.) It helps a lot when I think all the spending I'd have to do at the end of the day. I go, "This book or a Korean lunch with my family?" Obviously the latter wins and I don't regret it. I'd rather see my family happy and full (to the point they where they can barely walk. Haha.)
Second thing you can do, SELL! I'm sure we all have stuff lying around that we don't need, some of us may have trouble parting with items. But think of it this way, other people may have better use of it, take for example a chair that you've only used once since the day you got it (which is around five years ago). Now your neighbor's daughter could be moving to a dorm or flat and needs one for really cheap. Why let go of the opportunity, right? That's extra cash in your pocket. I'm actually planning a garage sale myself, which I hope to start by April cause I need the extra cash and space in my house. We've already sorted out stuff to sell like books, clothes and bags. My only trouble now is getting someone to man the sale cause I'll be at work on weekdays. I could probably get someone to do it for me, but then I'll have to pay them. Maybe I should just do it on weekends? Aside from selling your old or unused things, you could sell other stuff to like homemade pastries (baking expertise would be a big plus!), perfume, wallets, apparel (if you could customize shirt that would be a plus as well.), burn CDs/DVDs of hard-to-find movies. Be creative, I don't know what floats your boat, but you do. So sell something you like or enjoy and have fun while selling. I hope this helps!
I'll start off with what to do when you have this dilemma already, which is especially for those who need just a relatively small amount of money to: (a) make VERY important payments, by that I mean electricity and water, etc and/or (b) make very important payments immediately, which of course crosses out bank loans because it usually means you need a HUGE sum of money and considering the paperwork involved I doubt you'll have time for it. (I could be wrong. It depends what bank, maybe they have a faster process and better installment plans?) Anyway, let's get to it. Your first option is to try asking your siblings or relatives if they can lend you some money (I know it may be embarrassing, but everyone's been through this) - though I suggest you do this only if you can pay them back immediately or with installments, at least. Alternatively, you can raise the money by pawning items. For those who are not familiar with pawning, this is borrowing money by depositing a valuable which you then of course, reclaim when you've paid them back with interest. (See here for post on pawning) These are my go-to options (for now) cause technically I'm just
Now, what can WE do to prepare for this situation? Well, I think this should go without saying, but even I have to remind myself constantly, SAVE! Think twice before buying something. (Or at the very least, postpone it.) It helps a lot when I think all the spending I'd have to do at the end of the day. I go, "This book or a Korean lunch with my family?" Obviously the latter wins and I don't regret it. I'd rather see my family happy and full (to the point they where they can barely walk. Haha.)
Second thing you can do, SELL! I'm sure we all have stuff lying around that we don't need, some of us may have trouble parting with items. But think of it this way, other people may have better use of it, take for example a chair that you've only used once since the day you got it (which is around five years ago). Now your neighbor's daughter could be moving to a dorm or flat and needs one for really cheap. Why let go of the opportunity, right? That's extra cash in your pocket. I'm actually planning a garage sale myself, which I hope to start by April cause I need the extra cash and space in my house. We've already sorted out stuff to sell like books, clothes and bags. My only trouble now is getting someone to man the sale cause I'll be at work on weekdays. I could probably get someone to do it for me, but then I'll have to pay them. Maybe I should just do it on weekends? Aside from selling your old or unused things, you could sell other stuff to like homemade pastries (baking expertise would be a big plus!), perfume, wallets, apparel (if you could customize shirt that would be a plus as well.), burn CDs/DVDs of hard-to-find movies. Be creative, I don't know what floats your boat, but you do. So sell something you like or enjoy and have fun while selling. I hope this helps!
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